Retirement Planning

Let’s make “Rest of your Life the Best of your Life.”

Retirement Planning

Ofcourse, We all want to make “REST OF OUR LIVEs THE BEST OF OUR LIVEs” and for this we slog a lot all throughout our working life just to accumulate enough wealth so as to suffice during our post retirement life. We put in enormous efforts, without even knowing how much enough is enough for us. Isn’t it surprising then that we are running without even finding out our winning goal-post? Uncertain impact of Inflation, rising cost of living, ever increasing cost of medical treatments, never ending desires of ours are all there to create more confusion. A simple yet most potent concern, “We should accumulate so much wealth that we shall never outlast our wealth” keeps us going all throughout the working years.

Not only should our wealth survive us, the arrangement too needs to be simplified in such a way so as to do away with the need to be dependand on someone else for managing our assets, especially at an age where there could be health concerns. Complex instruments, the ones needing too much of monitoring and/or restructurings, however good they may be, become counterproductive for Senior Citizens and Super Senior Citizens. We are here to make it simpler for you.

Various instruments that can be used are  –

  • Employer provided Pension schemes (Govt)
  • Privately purchased pension plans
  • Pension plans provided by Insurers
  • Life Insurance policy with Pension like payouts
  • Systematic Withdrawal Plans of Mutual Funds
  • Divident yielding stocks
  • Rental / Interest Income

Depending on the post retirement life style desires of yours and various other factors, the instrument or the combination of instruments chosen will have to differ. Let our experts hand hold you through this extremely critical component of your Planning Process.

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